A smarter way to drive your next car.
Drive the car you want with finance, fuel, servicing, insurance and more rolled into one convenient pre-tax payment. Plus, eligible EVs under the LCT threshold are FBT-exempt, helping you maximise your savings.
One payment. Smarter savings. New car.
A novated lease is a simple, tax-effective way to drive the car you want. Your lease repayments and everyday running costs are bundled into one convenient pre-tax payroll deduction, making it easier to budget and potentially reducing your taxable income.
Pay using pre-tax dollars
Use your pre-tax salary to cover lease payments and running costs, potentially reducing your tax.
Eligible EVs are FBT-exempt
Eligible EVs priced below the LCT threshold are exempt from FBT, significantly lowering the overall cost of owning a new vehicle.
Bundled into one payment
Finance, fuel / EV charging, servicing, tyres, rego and insurance — all grouped into one handy deduction from your salary.
Local team
Direct access to our Australian-based team — real people, real support, no call centres.
Novated lease vs. car loan
Illustrative example based on a Tesla Model Y RWD (drive-away price of $64,513), a 48-month lease, 20,000 km per year and a gross annual salary of $130,000. Actual costs and savings will vary depending on your individual circumstances.
| Novated lease | Car loan | |
|---|---|---|
| Purchase savings | ||
| Vehicle purchase price | $58,995 | $64,513 |
| GST savings on vehicle | $5,518 | — |
| Monthly costs | ||
| Monthly finance payment | $1,176 | $1,575 |
| Estimated monthly running costs | $433 | $477 |
| Estimated monthly tax savings | −$515 | — |
| Estimated cost per month | $1,094 | $2,052 |
| Total cost over 4 years (incl. residual) | $76,851 | $98,482 |
| Estimated savings over lease term | $21,631 | |
Costs and savings are indicative only. Assumptions: VIC 3000, $120,000 gross salary, 20,000 km p.a., 4-year lease, FBT Exempt Method for eligible EV. Vehicle pricing based on quotes obtained June 2026. Car loan comparison rate 8.00% p.a. based on a major Australian Bank's advertised secured fixed rate in June 2026.
From quote to keys, made simple.
Get in touch
Speak with our friendly team for a quick consultation. We'll provide a personalised quote and show you how a novated lease could work for your situation.
Apply for finance
We'll guide you through the finance application from start to finish, making the process simple and straightforward.
We handle the paperwork
From employer approvals to finance documentation, we'll coordinate the paperwork and guide you through every step.
Drive away
Once everything is approved, all that's left to do is collect your new car and enjoy the drive.
If you earn a salary in Australia, almost certainly yes.
If you're a salaried employee in Australia, you're likely to be eligible for a novated lease. Your employer simply needs to offer salary packaging. If they don't already have an arrangement in place, we can help set one up quickly, with no cost to you or your employer.
Your vehicle usage can impact the applicable FBT treatment. We'll help identify the right approach based on your situation.
Drive the car you want, whether new or used (subject to eligibility requirements). EVs may offer additional benefits through a novated lease.